How to Withdraw PayPal Money in Pakistan 2025 – Complete Guide for Freelancers & Businesses

Introduction

In 2025, thousands of Pakistani freelancers, bloggers, and digital entrepreneurs earn money online through platforms like Fiverr, Upwork, and YouTube. However, one common problem remains: “How to withdraw PayPal money in Pakistan 2025?”

Since PayPal is still not officially available in Pakistan, users must rely on verified, safe, and legal alternatives to withdraw their money. Whether you’re a freelancer, affiliate marketer, or business owner, this article explains every working method to access your PayPal funds smoothly — without any scams or blocked accounts.

Why PayPal Is Still Not Officially Available in Pakistan (2025 Update)

Despite growing demand, PayPal hasn’t launched operations in Pakistan yet due to several reasons:

• Regulatory and taxation issues between State Bank of Pakistan and PayPal

• Strict anti-money laundering (AML) requirements

• Low digital banking adoption in rural areas

• PayPal’s focus on markets with established verification systems

However, Pakistani freelancers can still create and withdraw PayPal funds using alternative methods safely — and we’ll show you how.

Is It Legal to Use PayPal in Pakistan?

Technically, PayPal is not banned in Pakistan — it’s just not officially supported. This means you can use PayPal through global partner services like Payoneer, Wise, or linked U.S. bank accounts, as long as you follow the rules and avoid fake or hacked accounts.

Never use “PayPal account sellers” on social media — they often provide temporary access that may get suspended.

Step-by-Step: How to Withdraw PayPal Money in Pakistan 2025

Let’s go through the most trusted and updated methods to withdraw PayPal money in Pakistan 2025 safely.

1. Withdraw PayPal Money via Payoneer (Most Reliable Method)

Payoneer remains the best and most secure way to transfer and withdraw PayPal money in Pakistan in 2025.

Here’s how it works:

Step-by-Step Guide

1. Create a Payoneer account at www.payoneer.com.

2. Apply for a U.S. receiving account (like First Century Bank).

3. Add this Payoneer bank account to PayPal under “Linked Accounts.”

4. Transfer PayPal funds to your linked Payoneer bank account.

5. Withdraw money to your local Pakistani bank (UBL, Meezan, HBL, etc.).

Processing Time:

Usually takes 1–2 business days.

Charges:

PayPal to Payoneer: 2–3%

Payoneer to local bank: Around $1.50 per transaction

✅ Pros:

• Safe and legal

• Widely used by Pakistani freelancers

• Fast and reliable withdrawals

⚠️ Cons:

• Slightly higher transfer fee

• Requires verified Payoneer account

2. Withdraw PayPal Money via Wise (Formerly TransferWise)

Wise is another great option to withdraw PayPal money in Pakistan 2025, especially for those who have clients in the US, UK, or Europe.

Steps to Follow:

1. Create a Wise account at wise.com.

2. Request multi-currency bank details (USD, GBP, EUR).

3. Add these bank details in your PayPal account.

4. Once funds arrive, transfer them to your Pakistani bank.

Pros:

• Lower fees than Payoneer

• Real-time currency conversion

• Works perfectly for freelancers and small businesses

Cons:

• Requires international verification

• Some users report PayPal not accepting all Wise accounts

3. Using a Friend or Relative’s PayPal Abroad

If you have a trusted friend or family member abroad (US, UK, or UAE), you can request them to receive PayPal payments and send funds to you via Western Union or Wise.

This is not a professional solution but works for small freelancers or students.

Example:

You send PayPal payment to your relative → They withdraw → Send it to your Wise or Pakistani bank account.

⚠️ Tip: Only use trusted relatives or business partners — avoid random sellers on Facebook.

4. Withdraw PayPal Money via Supported Freelance Platforms

Many global freelance platforms like Fiverr, Upwork, and PeoplePerHour already handle PayPal payouts internally.

You can withdraw your PayPal-linked earnings directly through Payoneer or bank transfer, without needing to access PayPal yourself.

Best Platforms for Pakistan:

• Fiverr

• Upwork

• Toptal

• Freelancer.com

• Envato

These sites make withdrawal simple even if PayPal isn’t available in Pakistan directly.

5. Virtual Bank Accounts & Cards (For Advanced Users)

Some fintech apps offer virtual U.S. bank accounts that connect to PayPal.

Examples:

• Revolut

• Paysera

• Wise USD account

• Payoneer Global Payment Service

You can use these to receive PayPal money and later withdraw it in Pakistan.

⚠️ Warning: Avoid unverified or unknown services that promise “instant PayPal withdrawals.” They often lead to account suspension.

How to Withdraw PayPal Money in Pakistan 2025 Without Getting Scammed

Scams related to PayPal in Pakistan are increasing. Follow these safety steps:

• Never buy or rent PayPal accounts

• Avoid sending money to “agents” offering instant withdrawals

• Use official apps only: Payoneer, Wise, Western Union

• Keep screenshots and email records of all transactions

• Enable 2-Step Verification in PayPal and Payoneer

By staying cautious, you can withdraw PayPal money securely every time.

PayPal Alternatives in Pakistan 2025

If you don’t want to deal with PayPal restrictions, try these trusted PayPal alternatives in 2025:

Platform	Supported in Pakistan	Typical Transfer Fee	Best For
Payoneer	Yes	~2–3%	Freelancers, businesses
Wise (TransferWise)	Yes	~1–2%	Low-cost currency conversion
Skrill	Yes	~2%	Gaming, affiliates
JazzCash Global	Yes (limited)	Variable	Small local payments
Easypaisa	Yes	Low / Variable	Local transfers & payouts
Crypto (USDT)	Used (with caution)	Varies	Experienced users, fast transfers

These are great for receiving freelance or digital income legally.

FAQs About How to Withdraw PayPal Money in Pakistan 2025

1. Can I create a PayPal account in Pakistan in 2025?

Not officially, but you can use verified methods like Payoneer or Wise to create linked PayPal accounts and withdraw money legally.

2. Which method is best for PayPal withdrawal in Pakistan?

Payoneer remains the most trusted and secure method in 2025 for withdrawing PayPal funds in Pakistan.

3. Can I link my Pakistani bank account directly to PayPal?

No, Pakistani banks aren’t supported directly. You must link through Payoneer’s U.S. account or Wise.

4. How long does PayPal to Payoneer withdrawal take?

Usually 1 to 2 working days after transfer confirmation.

5. Is using a fake PayPal account safe?

No. Fake accounts often get permanently banned, and your funds can be lost. Always use authentic, verified methods.

6. Are there any government updates about PayPal coming to Pakistan?

In 2025, the Ministry of IT & Telecommunication has again requested PayPal’s entry, but no final date has been announced yet.

Pro Tips to Withdraw PayPal Money in Pakistan Faster

• Always verify your Payoneer or Wise account with ID and proof of address.

• Transfer money during U.S. working hours for faster clearance.

• Use USD accounts to avoid conversion loss.

• Keep transaction limits low until account trust is built.

• Enable email notifications to track every transaction.

These small steps make your PayPal withdrawals smoother and faster.

Also read:Best Freelancing Skills to Learn in 2025 (Pakistan Guide)

Also read:Earn Money from Daraz Affiliate Program in Pakistan – Step-by-Step Guide 2025

Conclusion

While PayPal is not officially available in Pakistan yet, you can still withdraw PayPal money in Pakistan 2025 legally and securely using services like Payoneer and Wise. These platforms are trusted globally and offer smooth integration for freelancers, YouTubers, and businesses.

So don’t worry about PayPal restrictions — use the methods above and keep earning online confidently!

Call to Action (CTA)

💡 Ready to withdraw your PayPal money safely in Pakistan?

Sign up on Payoneer.com or Wise.com today — and enjoy smooth, fast transfers directly to your Pakistani bank account.

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